At Life Policy Reclaim Ltd we operate a clear and fair charging structure. Our fee is 20% plus VAT on any compensation that is awarded (which excludes the surrender or maturity value of your plan or investment). Compensation is typically the difference between the surrender/maturity of your plan/investment and a refund of premiums you paid plus interest. Where the plan has lapsed or been surrendered the compensation would be the entire amount we recover for you.

So for example if your policy is worth £4,000 and we obtain a further £6,000 for you then our charge is 20% of the £6,000 plus VAT. Or in monetary terms our fee is £1,200 plus VAT (£1,440 inclusive of VAT).

If you decide to that you no longer wish to continue using our service outside of the 14 day cancellation period and compensation has been secured we will charge you a reasonable fee equivalent to the time spent in dealing with your complaint. Please contact us for further details regarding this if required.

Our fee is pitched at a level we believe is reasonable given our experience within the industry and the fact that we do work on a bespoke basis. There may be numerous other companies around handling straightforward claims but we do not believe in charging people for work that they genuinely can do themselves.

We use our extensive knowledge of the industry and have considerably more experience than many of our competitors across a wide range of products. As we have said previously just ask the clients we have carried out work for and they include accountants, health professionals etc.

Remember there are no fees or charges upfront and all
compensation monies are paid to you so it is 100% safe.